Whether you are female or an male or old man, you almost certainly think you justify to be satisfied for your standing as a safe driver.

Though, if you think the promises made by expert insurers to provide cheap car insurance you could be paying over the odds.

It's easy to be converted by television advertisements shaped by car insurance companies claiming to supply specialist cover that's correct for you. On the other hand, a survey from a price evaluation website has discovered those specialists are often beaten on price.

For the womanly market there are a host of expert car insurers including Ladybird, Sheila's Wheels and Diamond. Yet a 30-year-old woman lashing a Ford Focus, Vauxhall Astra or Renault Megane will find that the female-only specialists can suggest quotes that are, on average, 55 per cent senior than conventional insurers.

Diamond in scrupulous offered a luxurious quote at £301 a year - 73 per cent more than the cheapest deal obtainable.

The same can be said for elder drivers too, who are catered for by insurers such as Saga and RIAS. A 60-year-old driving a Ford Focus, Vauxhall Astra or Renault Megane might actually pick up an yearly quote as low as £88 - yet they would be paying a whopping £255 a year from side to side RIAS.

A lot of of the expert insurers do provide unique quality options, such as shoulder bag cover, that cater for their group. In some luggage they will be the cheapest too - but the key for drivers is to not take for granted they always offer the lowest quotes.

Commercial Insurance Autonet are a UK insurance company specialising in motor and business insurance sectors including van insurance, motorbike and business / commercial insurance.